Can’t Earn a Lot with Low Educational Background? 3 Major Industries You Can Make a Fortune in

February 28, 2022

In today’s society, because of education inflation, having only a college degree may not help you get a job with a high salary. While there are many people who don’t actually have a particular career path inclination, as long as the salary is good enough, people choose that path. In fact, there are three major industries that are not only famous, but also have low entry requirements. Even if you just graduated from high school or even without a high school degree, you have the opportunity to make a breakthrough.

Banking Industry

Backing industries is one of the industries that college students love the most. In fact, it is more than just college students, middle school graduates can also start with entry-level positions in the banking industry and advance step by step in the financial industry. Many positions such as customer service officers, general banking officer, junior CDD/KYC officer, settlement officer, etc. do not require a college degree, and are eligible for high school graduates. If you have sufficient experience, you can even waive the minimum academic requirements for various professional licenses. Details can be found in other articles on licensing conditions by 2CExam.

Cho, Chi-ming

Cho Chi-ming is the late author of “Investor Diary” of Hong Kong Economic Journal, who was known as the “God of Retail Investors”. Cho is also a financial tycoon who only has a middle school education but is still well-known in the street.

Christopher Cheung Wah-fung

Let us give out another example, Christopher Cheung, a former Legislative Council member. Christopher Cheung is an example of a low education person who can still have a successful career in the financial industry.

Chim Pui-chung

Former member of the Legislative Council, Chim Pui-chung, started business with his father before he graduated from Form five. In 1970, he entered the business in a financial institution purchased by his father, and of course, he also did well.

Insurance Industry

Although the insurance industry in Hong Kong is sometimes related to negative news, such as Joseph Lam Chok, becoming a hot topic in the city. In fact, there will be negative news in every industry. As long as you uphold professionalism, understand the products you provide before selling insurance to customers, be yourself instead of abusing bad business practices. On the contrary, you are providing external assistance for your friends to tide over the difficulties and ups and downs of life. In addition to the clients that we 2CExam regularly reach out to, the insurance industry also has many examples of high-profile successful individuals and low-educated individuals who are able to find their way out.

Kiwi Ching Mei Tuen

Kiwi had a financial entanglement with Chapman To after filming in the same show. Then, Kiwi joined the insurance industry because of the unsatisfied income in the entertainment industry. Kiwi (Left in the photo) achieved the highest education of IVE according to online information.

Kong Wa

Well-known in the TV series – Journey to the West, Jiang Hua (formerly known as Chan Muk Wa), who plays Tang Sanzang as well as nicknamed a replica of Andy Lau. Working in the insurance industry, it can be seen that Jiang Hua (Left in the photo), who graduated from middle school, can also find a way out in such an industry.

Lily Hong

Lili Hong once sang chords for Hong Kong famous singers – Joey Yung and Ekin Cheng. After her divorce from Jerry Lamb, Lily Hong transformed herself into Insurance Top Sales and lived a fruitful life. Although Lily graduated from the University of Toronto, and not majoring in business, she can still work hard and succeed.

Mary Jean Reimer

Mary Jean Reimer, nicknamed “The Wonder Woman of Hong Kong”, and is the ex-wife of the late martial arts film director Lau Kar Leung, Mary Jean Reimer (pictured left) joined the insurance industry after marrying Director Lau and faded out of the entertainment industry. It seems that the insurance industry is also a potential space for development since she can become one of the industries easily.

Hung Chung Yam

Hong Kong’s former well-known chief cyclist Hung Chung Yam has already entered the society before entering high school. In between his career as an athlete and insurance, he resolutely gave up cycling due to the rapid development of insurance business, and has made great strides in AIA.

Andy Tai Chi Wai

Andy Tai Chi Wai, who has Form 5 education only, did not develop well in the film industry. Therefore, he switched to the insurance industry and worked as an insurance agent at Prudential. Recently, he has become the division manager of AIA. In addition, there are also many people who are unclear about their future, or who are not highly educated, or who have lost their way for various reasons. After embarking on the road of insurance, it is not difficult to find that insurance sales is actually a good choice. Another example is Mr. Lung Chee Ming George, Senior Administrative Regional Director of Manulife Financial, who was also being interviewed before. 

Real Estate Industry

For the real estate industry, the education requirements are much lower, and only the secondary form five level  is required to meet the licensing requirements. It can also be a choice for people with a low education level. Moreover, the monthly rent is about HK$10,000 in Hong Kong, if you can sell a luxury house, the one-time commission will be enough for a few months living. You can even offer the 2CExam editor for a free trip.

Shih Wing Ching

Started from his career as a real estate broker and became one of the celebrities including Shih Wing Ching, whose highest education is Form 5 and Far Eastern Aviation School (not a junior college degree). 

Rainbow Ching Hor Wai

Former TVB Huadan Rainbow Ching Hor Wai, graduated from Secondary Form 5, but has worked in the real estate industry for more than ten years. She has no worries about food and clothing, furthermore, and saves wealth to invest in Hong Kong as well as earns a lot of money.

All industries are fruitful, but we specifically recommend 3 industries based on our expertise and experience. Middle school graduates, social freshmen, college students, post-secondary graduates, and university Fresh Grad (Fresh Graduate) may wish to discover if these options are actually more to your liking!

Law Siu Fai 

The late real estate prodigy Law Siu Fai, although dropped out of school in the third grade, but after joining the real estate brokerage profession, at the age of 33, it was inferred that he had 2 billion Hong Kong dollars in assets, and many actresses buried themselves in pursuit of wealth. 

How can we help you?

2CExam mainly sells HKSI, IIQE, EAQE and SQE related exam products, provides HKSI LE Papers 1, 2, 3, 5, 6, 7, 8, 9, 11, 12 mock exam questions, and also sells them HKSI LE Papers 1, 2, 6, 7, 8 exam book, one-to-one private tutoring service, and free YouTube/Bilibili/Tencent/ for HKSI LE Papers 1, 2, 6, 7, 8, 12 iQIYI teaching video. 2CExam has many years of experience in the securities, insurance and real estate industries. If students need help, please visit www.2cexam.com.hk or contact the following methods:

Tel: +852 2110 9644 Email: [email protected] 

WeChat: hk2cexam WhatsApp: + 852 9347 2064

Please support us by leaving comments and likes if you think this article helps you!

You can scan or click on the QR codes to visit our social media.

Latest Article

Categories

過往文章

Contact US

Interesting Articles

Is the HKSI paper-based exam or the computer-based exam easier? Which is better to partake in?

July 26, 2021

  Many people are curious about the differences between the HKSI LE’s computer-based exam and the paper-based exam.   As per the two exams’ content, they are pretty much identical. The two exams use the same Study Guide, the exam questions are drawn in the same question bank. Some people say that they have taken…

What are the differences between a computer-based and paper-based exam for the Estate Agents / Salespersons Qualifying Examinations?

July 26, 2021

  There are differences between the computer-based exam and the paper-based exam? Some people say that the computer-based exam / paper-based exam will be easier?   Many people are curious about the differences between the EAQE/SQE’s computer- based exam and the paper- based exam.   As per the two exams’ content, they are pretty much…

What is the difference between the computer-based exam and the paper-based exam of the Insurance Intermediaries Qualifying Examination

July 26, 2021

  Many people are curious about the difference between the IIQE’s computer-based exam and the paper-based exam. First of all, IIQE does not hold many paper-based examinations. In many cases, it will only hold paper-based examinations for Paper 1. If you have special needs, such as not being proficient with computers, or having a vision…

What are the differences between the computer-based exam and the paper-based exam of the Licensing Examination for Securities and Futures Intermediaries (LE)?

July 26, 2021

  There are differences between the computer-based exam and the paper-based exam? Some people say that the computer-based exam / paper-based exam will be easier?   Many people are curious about the differences between the HKSI LE’s computer-based exam and the paper-based exam. First of all, HKSI does not hold many paper-based examinations. In many…

Which Licensing Examination for Securities and Futures Intermediaries exam paper should I partake in?

July 26, 2021

  If you want to work in the front line of the securities industry, you have a good chance of needing to take The Licensing Examination for Securities and Futures Intermediaries. As for what test papers you need to take, first of all, you need to know that the number of the exam paper has…

If I have an overseas professional qualification, can I obtain a SFC securities license simply by recognising my prior qualification

July 20, 2021

  Some students have worked in the securities finance industry outside of Hong Kong, and now they also need to obtain a securities business license in Hong Kong. Can work experience in the securities industry abroad help you waive the exam and allows a candidate to directly apply for the securities license from the Securities…

In order to obtain exemption from the HKSI LE exam or SFC’s academic requirement, how is relevant industry experience considered?

July 20, 2021

After reading the “Competency Guidelines” issued by the Securities Regulatory Commission, some students may have a big question mark on “Relevant Industry Experience”, “have X years of experience in the past X years”, and then ask us what kind of experience are counted as industry experience so they can be exempted from the Licensing Examination…

Which insurance intermediary qualifying examination paper should I take?

June 30, 2021

  If you want to work in the front line of the insurance industry, you have a good chance of needing to take the Insurance Intermediaries Qualifying Examination (IIQE). As for what exam papers you need to take, first you can check whether you meet certain conditions to be exempted from specific exam paper combinations…

The difference between IA Responsible Officer(RO) and technical representative (TR)

June 30, 2021

Regulatory Organisation   Before explaining the difference between Responsible Officer and Technical Representative, you must first know that there is only one regulatory agency that regulates companies engaging in insurance business: the Insurance Authority (IA). All the powers concerning licensing matters, supervision tasks, sanctions and investigations of intermediaries of insurance intermediaries, insurance companies and insurance…

The differences between a SFC Responsible Officer (RO), HKMA Executive Officer (EO) and a Sale Representative (Rep)

June 30, 2021

  The different regulatory agencies   Before explaining the differences between a responsible officer (RO), HKMA’s executive officer (EO) and sales representative (Rep), you must first know that there are two regulatory agencies that regulates companies that are engaging in securities business: the Securities and Futures Commission (SFC) and Hong Kong Monetary Authority (HKMA).The regulatory…